See the FAQ section below or use LIVE CHAT for help.
The Bucket List Plan turns life insurance inside out.
That's because it pays out while you are still alive should you be diagnosed with a serious condition.
You can use the cash in any way you wish or to fund your bucket list dreams.
The Needs and Demands Statement sums up the purpose of the Bucket List Plan:
The Bucket List Plan is designed to meet the needs and demands of those who wish to receive a cash lump sum that can be used to fund their bucket list aspirations or for any other purpose should they be diagnosed with a terminal illness or suffer a total and permanent disability. The plan also provides a lump sum cash benefit in the event of their death.
The plan is triggered by any one of these three insurable events:
1. If you are diagnosed with a terminal illness up to 1 year prior to death.
2. If you suffer a serious illness or injury (total and permanent disablement) whereby the condition prevents you from working in a suited occupation if you are employed or from performing specific work tasks if you work part-time (less than 16 hours), are a homeworker or retired or not employed.
3.If you die.
You can read more details about the insurable events in the Bucket List Plan Policy Document
It really is up to you. Many people already have a list of dreams, ambitions and activities that they would like to realise. If you don't have a bucket list then start today! Even if you never claim on the plan, it good to have goals.
However, you can choose to do whatever the generous plan funding will cover... A trip around the world, afternoon tea at the Ritz, a cruise around the Caribbean, visiting relatives abroad, seeing the pyramids, taking a road trip down Route 66, bungee jumping in New Zealand... In fact, whatever you want (as long as it's legal, moral and ethical!). Should the time come, then the concierge can help you choose.
Also, there's lots of websites with literally thousands of bucket list ideas. Just google 'bucket list ideas' or read our free guide 'How To Create Your Own Bucket List' - you can download it by clicking here: Get Bucket List Guide
NOTE that any balance in the total available funds after the completion of your bucket list will be transferred to you.
The plan premium rates are based on your age and whether or not you smoke. Unlike standard life insurance, the Bucket List Plan also provides terminal illness and serious illness and injury (total and permanent disablement) cover.
The fastest, easiest and simplest way to find out the cost for your bucket list plan is to put your details into the online quote system. Click here to check now.
Your plan will run for 5 years which means that your monthly cost will stay the same for the 5 year duration. Of course, you can cancel at any time.
At the end of your selected term you may be offered the chance to renew the policy but the terms and conditions of the policy may be different (dependent upon your health at that time).
In common with other insurers high-risk occupations are excluded from the Bucket List Plan including working in the oil and gas industry, mining, diving, fishing (on a trawler), working outside at heights, working with explosives and certain armed forces occupations.
Certain hazardous pursuits such as parachuting, potholing, motor racing, extreme sports and others are excluded from the payment of benefits for serious injury or illness.
Also, self-inflicted injury, drug abuse and Corona virus in the 180 days are not covered.
You can see a more complete list in the policy summary.
In the event you are diagnosed with a terminal illness and survive longer than the 12 month period, or if you suffer total and permanent disablement and make a recovery, then on the basis that no fraud was involved there is no requirement to repay the money.
We understand that sometimes things can go wrong. You are important to Us, so if You have reason to complain We want to know. We will try to resolve Your complaint quickly in a professional and helpful way.
How to contact us
You can contact either your representative (whose details are in the Policy Schedule) or Us by letter, phone or email using the contact details set out above.
You can read the full complaints procedure in the policy summary.
Should you need to claim simply call or email our claims and concierge service on the telephone number and email address contained within your policy documentation.
Yes, you can cancel at any time. Simply login using the credentials provided in your welcome email and follow the instructions to cancel. Or, write or email our policy team at the address or email contained in your policy documentation.
The Bucket List Plan is a trading style of Resurety Ltd who manage the Bucket List Plan and is authorised and regulated by the Financial Conduct Authority FRN 920636.
Resurety Ltd is registered in England & Wales as a company no: 11904769.
Resurety Ltd, 1 King William Street, London EC4N 7AF
© Copyright 2020. Resurety Limited. All Rights Reserved.