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The Bucket List Plan is a Term Life Insurance policy that includes Terminal Illness benefit and optional Critical Illness cover.
At claim, a Concierge Service is available if you are claiming for terminal illness or critical illness. This is to help and assist you in planning your bucket list aspirations.
You may choose to use a smaller proportion or even none of your payout for your bucket list items and instead decide to use the funds for purposes such as care or giving to family, charity or a deserving cause. It is your decision.
As you would expect, the plan also provides a lump sum in the event of death provided that you haven't already claimed the Terminal Illness benefit.
Life insurance is used to provide a lump sum if you die. The money can be used for anything but is normally used to pay off a mortgage, to provide childcare or to ease the financial pressures should you pass away or, as with the Bucket List Plan, to pay for your bucket list aspirations and therefore do many of the things you want to do before you die.
Types of Life Insurance:
1. Term Life
This type of plan runs for a specific period of time which you can choose. After this period of time, the plan ends and the cover stops. If a claim has not been made by the end of the specified time period, there is no payout.
2. Whole of Life
This type of plan runs until you die so there is always a payout as long as you keep up with the payments. It is important you choose the right policy for your circumstances, considering the costs, benefits and risks of each and how the money will be used.
The Bucket List Plan is a Term Life policy with Terminal Illness benefit and optional Critical Illness cover. This life insurance policy is provided by our partners Cignpost Life.
As well as the Bucket List plan benefits, life insurance could help protect your loved ones' lifestyle if you were to pass away. A lump sum payout (also known as the cover amount) would be paid if you were to die while you have the policy. This could be used to pay your mortgage, rent or other bills, giving you some peace of mind that there would be one less thing for your loved ones to deal with.
Your premiums will remain the same throughout the length of your policy, unless you make changes to your cover amount.
Depending upon your age, you can choose from three levels of cover:
>The 100 Level that provides you with a £100,000 payout
>The 175 Level that provides you with a £175,000 payout
>The 250 Level that provides you with a £250,000 payout
These levels of cover are designed to offer you a choice of cover that may meets your budget requirements balanced with a sufficient payout to meet your bucket list aspirations and depending on the chosen level, provide enough for other wishes you may have.
Again, depending on your age, you are a offered a choice of three terms:
> 10 years
> 20 years
> To age 65
You can choose a term period that suits your needs and budget best.
The Bucket List Concierge Service is available to you if you are claiming for terminal illness or critical illness. This is to help and assist you in planning your bucket list aspirations.
The Bucket List Plan is a trading style of Resurety Ltd who manage the Bucket List Plan and is authorised and regulated by the Financial Conduct Authority FRN 920636.
Resurety Ltd is registered in England & Wales as a company no: 11904769.
Resurety Ltd, 1 King William Street, London EC4N 7AF
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